These Terms and Conditions ("Terms and Conditions") govern your use of the cryptocpa.tax website; by using this website, you accept these Terms and Conditions in full. If you disagree with these Terms and Conditions or any part of these Terms and Conditions, you must not use this website.
Any tax-related information on this website is not tax advice, and is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding tax penalties or for promoting, marketing, or recommending to another party any transaction or matter addressed herein. Any user of this website should seek the advice of a tax professional regarding their particular circumstances.
The owner makes no claims, promises, or warranties about the accuracy of the information provided herein. Tax advice cannot be provided on a general basis and must be specifically tailored for each individual by his or her representative. Everything included herein is the owner's opinion and not a statement of fact.
This is an agreement (“Agreement”) between CoinsTax, LLC ("CryptoCPA"), the owner and operator of this website (the “Site” or “Website”) and you (“you”, “your” or “user(s)”), a user of the Site.
Throughout this Agreement, the words “CryptoCPA,” “us,” “we,” and “our,” refer to our company, CryptoCPA, as is appropriate in the context of the use of the words.
We may amend this Agreement at any time and may notify you if we do so. Please be aware that there are ARBITRATION AND CLASS ACTION PROVISIONS contained in this Agreement.
Portions of the Site may allow you to submit information to us. You must fully complete the information submission process by providing us with your current, complete, truthful, and accurate information as prompted by the applicable form.
CryptoCPA is an online company that operates the CryptoCPA site, which includes an income and capital gains calculator for cryptocurrencies, allowing users to consolidate cryptocurrency activity and produce data regarding their cryptocurrency activity (“Cryptocurrency Data"). Cryptocurrency Data may include capital gains and losses from cryptocurrency trading, cryptocurrency income, and reports generated that show such data. The Site does not verify that any Cryptocurrency Data, either produced by the user or delivered to the user, is accurate. The Site does not verify that any Cryptocurrency Data is suitable for use to audit data, use in tax preparation services, prepare tax returns, or file tax returns, nor does the Site offer such services.
CryptoCPA does not make any representations or warranties with respect to any services sold on this Site or otherwise. This Site and the content herein are for informational purposes only. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement or offer by CryptoCPA, their affiliates, or any of their third-party service providers to buy or sell any securities, commodities, or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the securities, commodities, or other laws of such jurisdiction.
Nothing in this Site constitutes professional, tax, and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. CryptoCPA is not a fiduciary by virtue of any person’s use of or access to the Site. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information on the Site before making any decisions based on such information. In exchange for using the Site, you agree not to hold CryptoCPA, its affiliates or any third-party service providers liable for any possible claim for damages arising from any decision you make based on the information or other Content made available to you thought the Site.
You agree to the use of this Site at your own risk. Likewise, you agree that the Services purchased or subscribed to through this Site or otherwise may cause financial harm; thus, you assume the risk associated with that financial harm and grant CryptoCPA a full liability release with respect to your usage of this Site, the products and services purchased on this Site, and the use of such products and services by you. CryptoCPA disclaims all implied warranties, including and not limited to implied warranties of merchantability and fitness for a particular reason. You agree that the content on the CryptoCPA Site may be inaccurate, unsubstantiated, or cause irreparable harm to your devices used for accessing this Site. You agree to release us from any liability that we may incur for making available any CryptoCPA Content. You further release us from any claims of damages that could arise from the use of the Site, including, but not limited to, indirect, direct incidental, punitive, and consequential damages.
We charge a fee for our services and such pricing and terms are provided to you upon checkout on our Site. By signing up for CryptoCPA, you agree to pay our fees as stated upon completing the signup process. Note that we reserve the right to alter our fees at any time before signing up. You may also be billed on a reoccurring basis pursuant to the terms stated at the conclusion of the signup process. Thus, you authorize us to bill your entered payment method in accordance with the terms and conditions upon signing up for the CryptoCPA services and you understand that until you cancel, you may be billed on a recurring basis. Your total price will include the price of the purchase plus any applicable sales tax; such sales taxes may be based on the CryptoCPA address in Washington, USA, and your known location at the time of purchase.
CryptoCPA charges users for each calendar tax year that they use CryptoCPA services. You understand that this may result in you being charged twice in the same year for use of CryptoCPA services over two tax periods.
Prices for products, plans and services offered via the Site may change at any time, and the Site may not provide price protection or refunds in the event of a price reduction or promotional offering.
All sales are final and CryptoCPA does not offer refunds except in rare and extraordinary circumstances, with such refunds to be issued at CryptoCPA sole and absolute discretion. In most circumstances, please be advised that when you purchase a service or product for CryptoCPA as it pertains to CryptoCPA or otherwise, you will not be entitled to a refund once the sale is processed. If the Site is not malfunctioning, not able to be accessed, or otherwise not working for you and the support team is unable to resolve the issues that you are having with the Site within thirty (30) days of your payment, then you may be eligible for a refund under these circumstances. In these events of malfunction or lack of ability to use the website, please notify the Site’s support team at firstname.lastname@example.org.
The Site and any related services provided are owned and operated by CryptoCPA, including all text, data, graphics, photographs, images, audio, video, trademarks, service marks, trade names and other information, visual or other digital material, software (including source and object codes) and all other content or any description available on the Site or available via a link from Site to a page created by CryptoCPA on another website (collectively, the " CryptoCPA Content"). The CryptoCPA Content is the sole property of CryptoCPA and/or its licensors, affiliates, or third-party service providers. All CryptoCPA Content is protected by US and international copyright, trademark, service-marks, patents, trade secrets and other proprietary rights and laws. Use of the CryptoCPA Content for any purpose not expressly permitted in this Agreement or otherwise consented to by CryptoCPA is prohibited. You may not otherwise copy, reproduce, perform, distribute, display or create derivative works of the CryptoCPA Content.
Although we attempt to provide continuous Site availability to you, we do not guarantee that the Site will always be available, work, or be accessible at any particular time. We reserve the right to alter, modify, update, or remove portions of our Site at any time. We may conduct such modifications to our Site for security reasons, intellectual property, legal reasons, or various other reasons at our discretion; however, nothing in this section obligates us to take measures to update the Site for security, legal, or other reasons.
The Site may contain links to third party websites that are not owned or controlled by CryptoCPA. CryptoCPA has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. In addition, CryptoCPA will not and cannot censor or edit the content of any third-party site. By using the Site, you expressly relieve CryptoCPA from any and all liability arising from your use of any third-party website.
This Site does not control those third parties’ services or products, and you should check the Terms and Conditions of those third parties to learn about their services and products before using their website or services.
The Site may contain links or offer services to affiliate websites that are not owned or controlled by CryptoCPA. CryptoCPA has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any affiliate websites. In addition, CryptoCPA will not and cannot censor or edit the content of affiliate site. By using the Site, you expressly relieve CryptoCPA from any and all liability arising from your use of any affiliate website.
This Site does not control those affiliates’ services or products, and you should check the Terms and Conditions of those affiliate websites to learn about their services and products before using their website or services.
In the case of personal products (i.e., the plans labeled as Free, Premium, Premium Extra, and Deluxe, collectively referred to as the “Personal Products”), the Site grants you, the user of a personal plan, a limited, non-exclusive, non-transferable license to access and use the website in strict accordance with these terms and the features included in the plan. This personal license is for your personal use only and may not be shared in any way, including, but not limited to, using the Personal Product for another individual or entity’s transactions. A personal license must not be used in relation to any business, trading/day-trading ("trader") or commerce unless granted as part of a business license. A personal license is limited to the number of transactions per year as defined in the plan. You agree to notify the owner immediately of any unauthorized access to or use of your username or password or any other breach of security at email@example.com. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. The Site has the right to disable any username, password, or other identifiers, whether chosen by you or provided by them, at any time if, in their opinion, you have violated any provision of these terms. These terms do not grant you the right to use any of the owner's trademark, service mark, or logo for any purpose whatsoever or any intellectual property owned by the owner other than as expressly permitted by these terms.
In the case of trader products (i.e., the plans labeled as Trader (50k), Trader (100k), Trader (250k), Trader (500k), Trader (1M) and Trader (unlimited) collectively referred to as the “Trader Products”), the Site grants you, the user of a trade products, a limited, non-exclusive, non-transferable license to access and use the website in strict accordance with these terms and the features included in the plan. This personal license is for your own use only and may not be shared in any way, including, but not limited to, using the Trader Product for another individual or entity’s transactions. This personal license can be used in connection with a business or commerce but only by you and for your individual use. You agree to notify the owner immediately of any unauthorized access to or use of your username or password or any other breach of security. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. The Site has the right to disable any username, password, or other identifiers, whether chosen by you or provided by them, at any time if, in their opinion, you have violated any provision of these terms. These terms do not grant you the right to use any of the owner's trademark, service mark or logo for any purpose whatsoever or any intellectual property owned by the owner other than as expressly permitted by these terms.
In the case of a commercial products (i.e., Tax Firm and Tax Professional Plans collectively referred to as the “Commercial Products”), the Site grants you and the number of users purchased for the Tax firm plan, limited, non-exclusive, non-transferable license(s) to access and use the website in strict accordance with these terms and the features included in the plan. This personal license(s) are for you or your firm’s use only and may not be shared in any way, including, but not limited to, using the Commercial Product for more than the number of users that you purchased the license for. These licenses can be used in connected with a business or commerce but only by you and your firm. You agree to notify the owner immediately of any unauthorized access to or use of your username or password or any other breach of security. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. The Site has the right to disable any username, password, or other identifiers, whether chosen by you or provided by them, at any time if, in their opinion, you or your firm have violated any provision of these terms. These terms do not grant you the right to use any of the owner's trademark, service mark, or logo for any purpose whatsoever or any intellectual property owned by the owner other than as expressly permitted by these terms.
The Site reserves the right to restrict access to areas of this website, or the entire website, at the Site’s discretion. The site may disable your login or password at its sole discretion without notice or explanation.
Under these Terms and Conditions, your content (“User Content”) means material that you submit to this website, including, without limitations, text, images, audio material, video material, and audio-visual material. You grant the Site a worldwide, irrevocable, non-exclusive, perpetual, royalty-free license to use your User Content for the purposes of research, development, and maintenance of the website.
Your User Content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against the Site or any affiliate or third party of the Site under any applicable law.
You must not submit any User Content that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
The Site reserves the right to edit or remove any material submitted to the Site, stored on the Site’s servers, or hosted or published on this Site.
Notwithstanding the Site’s rights under this Agreement in relation to User Content, the Site does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
When accessing or using our Site, you are solely responsible for your actions, and you agree to abide by the following rules of conduct:
If you are discovered to be undertaking any of the aforementioned actions your privileges to use our Site may, at our discretion, be terminated or suspended. Generally, we will provide an explanation for any suspension or termination of your use of any of our Site, but CryptoCPA reserves the right to suspend or terminate your access at any time without notice or explanation. Furthermore, CryptoCPA reserves the right to contact your interest service provider to request that they block your access to the website, to block your computers using your IP address from accessing the Site, or otherwise prohibit you from accessing the Site.
USE OF THIS SITE INCLUDING ANY CRYPTOCPA CONTENT, IS AT YOUR EXCLUSIVE RISK, AND THE RISK OF INJURY FROM THE FOREGOING RESTS EXCLUSIVELY WITH YOU. THE SITE IS AND ITS SERVICES AND PRODUCTS ARE PROVIDED "AS IS", “AS AVAILABLE’, “WITH ALL FAULTS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. SPECIFICALLY, CRYPTOCPA DOES NOT MAKE ANY WARRANTY AS TO THE RELIABILITY, ACCURACY, TIMELINESS, USEFULNESS, ADEQUACY OR SUITABILITY OF ANY CRYPTOCPA SERVICES OR PRODUCTS. CRYPTOCPA DOES NOT WARRANT THAT THE SITE AND ANY CRYPTOCPA CONTENT WILL BE: (1) UNINTERRUPTED OR ERROR FREE; (2) FREE FROM DEFECTS OR ERRORS; OR (3) FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE EXTENT PERMITTED BY APPLICABLE LAW, WE (INCLUDING OUR OFFICERS, DIRECTORS, AGENTS, AFFILIATES AND EMPLOYEES) ARE NOT LIABLE, AND YOU AGREE NOT TO HOLD US RESPONSIBLE, FOR ANY DAMAGES OR LOSSES (INCLUDING, BUT NOT LIMITED TO, LOSS OF MONEY, GOODWILL OR REPUTATION, OR OTHER INTANGIBLE LOSSES OR ANY SPECIAL, DIRECT, INDIRECT, OR CONSEQUENTIAL DAMAGES) RESULTING DIRECTLY OR INDIRECTLY FROM YOUR USE OF THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT CRYPTOCPA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF WARRANTIES OR EXCLUSION OF DAMAGES, SO SUCH DISCLAIMERS AND EXCLUSIONS MAY NOT APPLY TO YOU. IN THE EVENT THAT YOUR JURISDICTION DOES NOT ALLOW US TO EXCLUDE ALL LIABILITY, YOU AGREE THAT OUR TOTAL LIABLITY TO YOU WILL NOT EXCEED $100 USD. THIS LIMITATION OF LIABILITY DOES NOT APPLY TO NEW JERSEY USERS, OUR LIABILITY TO NEW JERSEY USERS IS THE MINIMUM AMOUNT REQUIRED UNDER NEW JERSEY STATE LAW. SPECIFICALLY, IN THOSE JURISDICTIONS NOT ALLOWED, WE DO NOT DISCLAIM LIABILITY FOR: (A) DEATH OR PERSONAL INJURY CAUSED BY CRYPTOCPA’ NEGLIGENCE OR THAT OF ANY OF ITS OFFICERS, EMPLOYEES OR AGENTS; (B) FRAUDULENT MISREPRESENTATION; OR (C) ANY LIABILITY WHICH IT IS NOT LAWFUL TO EXCLUDE EITHER NOW OR IN THE FUTURE. WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US. THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND CRYPTOCPA MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE. WE ARE NOT AFFILIATED WITH ANY GOVERNMENTAL AUTHORITY, WHETHER FEDERAL, STATE, OR LOCAL, NOR DO WE SELL SERVICES OR PRODUCTS TO CONSUMERS.
IF YOU ARE A RESIDENT OF A JURISDICTION THAT REQUIRES A SPECIFIC STATEMENT REGARDING RELEASE THEN THE FOLLOWING APPLIES. FOR EXAMPLE, CALIFORNIA RESIDENTS MUST, AS A CONDITION OF THIS AGREEMENT, WAIVE THE APPLICABILITY OF CALIFORNIA CIVIL CODE SECTION 1542, WHICH STATES, “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR." YOU HEREBY WAIVE THIS SECTION OF THE CALIFORNIA CIVIL CODE. YOU HEREBY WAIVE ANY SIMILAR PROVISION IN LAW, REGULATION, OR CODE THAT HAS THE SAME INTENT OR EFFECT AS THE AFOREMENTIONED RELEASE. YOU RELEASE US FROM ANY LIABILITY RELATING TO OUR SITE OR CRYPTOCPA CONTENT, AND YOU RELEASE US, OUR DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AND AGENTS FROM ANY CLAIMS AND DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST US. THIS RELEASE DOES NOT APPLY TO NEW JERSEY USERS.
You agree to defend, indemnify and hold harmless CryptoCPA, its officers, directors, employees, affiliates, third-parties, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:
This defense and indemnification obligation will survive this Agreement. You also agree that you have a duty to defend us against such claims and we may require you to pay for an attorney(s) of our choice in such cases. You agree that this indemnity extends to requiring you to pay for our reasonable attorneys’ fees, court costs, and disbursements. In the event of a claim such as one described in this paragraph, we may elect to settle with the party/parties making the claim and you shall be liable for the damages as though we had proceeded with a trial.
We take copyright infringement very seriously, if you live within the US or own any copyrighted material within the US and believe that your copyright has been infringed, please send us a message which contains:
You must sign this notification and send it to our Copyright Agent: Copyright Agent of CryptoCPA, firstname.lastname@example.org
This Agreement shall be governed by the laws in force in the State of Washington. The offer and acceptance of this contract is deemed to have occurred in the State of Washington.
By using this Site, you agree that: (1) any claim, dispute, or controversy you may have against us, CryptoCPA, or the Site arising out of, relating to, or connected in any way with this Agreement or any products or services purchased shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) and conducted before a single arbitrator pursuant to the applicable Consumer Rules and Procedures established by AAA (“Rules and Procedures”); (2) the claim or dispute must be brought within one (1) year of the first date of the event giving rise to such action (does not apply to New Jersey users) and the arbitration shall be held in Seattle, Washington or at such other location as may be mutually agreed upon by you and CryptoCPA; (3) the arbitrator shall apply Washington law consistent with the Federal Arbitration Act and applicable statutes of limitations, and shall honor claims of privilege recognized at law; (4) there shall be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your and/or CryptoCPA’ individual claims; and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated (this does not apply to New Jersey users); (5) both parties will bear their own costs of representation and filing for the dispute; (6) where possible and allowed for under the AAA Rules and Procedures both parties shall be entitled to appear electronically or telephonically for all proceedings; and (7) with the exception of subpart (4) above, if any part of this arbitration provision is deemed to be invalid, unenforceable or illegal, or otherwise conflicts with the Rules and Procedures established by AAA, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal or conflicting provision were not contained herein. If, however, subpart (4) is found to be invalid, unenforceable or illegal, then the entirety of this Arbitration Provision shall be null and void, and neither you nor CryptoCPA shall be entitled to arbitrate their dispute. For more information on AAA and its Rules and Procedures, users may visit the AAA website at http://www.adr.org. In the event that any portion of this arbitration provision is found to be unenforceable or void, both parties agree to settle any disputes arising out of this Agreement in a court of competent jurisdiction located Seattle, Washington.
You and CryptoCPA agree that any proceedings to resolve or litigate any dispute whether through a court of law or arbitration shall be solely conducted on an individual basis. You agree that you will not seek to have any dispute heard as a class action, representative action, collective action, or private attorney general action.
In the event that a provision of this Agreement is found to be unlawful, conflicting with another provision of the Agreement, or otherwise unenforceable, the Agreement will remain in force as though it had been entered into without that unenforceable provision being included in it.
If two or more provisions of this Agreement or any other agreement you may have with CryptoCPA are deemed to conflict with each other’s operation, you agree that CryptoCPA shall have the sole right to elect which provision remains in force.
We reserve all rights permitted to us under this Agreement as well as under the provisions of any applicable law. Our non-enforcement of any particular provision or provisions of this Agreement or any applicable law should not be construed as our waiver of the right to enforce that same provision under the same or different circumstances at any time in the future.
All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability. You agree that we are not required to provide you with access to our Site and may terminate our Site or your access to the Site at any time and for any reason.
All users who access the Site must be 18 years of age or older.
Your receipt of an electronic or other form of order confirmation does not signify our acceptance of your order, nor does it constitute confirmation of our offer to sell. CryptoCPA reserves the right at any time after receipt of your order to accept or decline your order for any reason or to supply less than the quantity you ordered of any item.
You may not assign or transfer your rights and/or obligations under this Agreement to any other party without our prior written consent. We may assign our rights and/or obligations under this Agreement to any other party at our discretion.
We may amend this Agreement from time to time. When we amend this Agreement, we will update this page and indicate the date that it was last modified or we may email you. You may refuse to agree to the amendments, but if you do, you must immediately cease using our Site. Amended terms and conditions will apply to the use of this Site from the date of publication of the amended terms and conditions of this Site.
The communications between you and CryptoCPA use electronic means, whether you visit the Site or send CryptoCPA e-mails, or whether CryptoCPA posts notices on the Site or communicates with you via e-mail. For contractual purposes, you (1) consent to receive communications from CryptoCPA in an electronic form; and (2) agree that all terms, conditions, agreements, notices, disclosures, and other communications that CryptoCPA provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights.
Pursuant to California Civil Code Section 1789.3, any questions about pricing, complaints, or inquiries about copyright must be sent to our agent for notice to: email@example.com.
Lastly, California users are also entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.
The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by CryptoCPA infringe your copyright, you, or your agent may send to CryptoCPA a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon CryptoCPA actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to CryptoCPA a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. CryptoCPA Copyright Agent for notice of claims of copyright infringement or counter notices can be reached as follows: firstname.lastname@example.org.